3095 CALVERT BLVD Lusby, MD 20657
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Key Details
Property Type Single Family Home
Sub Type Detached
Listing Status Active
Purchase Type For Sale
Square Footage 5,088 sqft
Price per Sqft $235
Subdivision Cove Point
MLS Listing ID MDCA2029086
Style Colonial,Coastal,Villa
Bedrooms 5
Full Baths 5
HOA Fees $180/ann
HOA Y/N Y
Abv Grd Liv Area 5,088
Year Built 1984
Annual Tax Amount $7,070
Tax Year 2025
Lot Size 0.306 Acres
Acres 0.31
Property Sub-Type Detached
Source BRIGHT
Property Description
Welcome to an extraordinary Chesapeake Bay estate in the sought-after Cove Point community, where more than 5,000 square feet of refined coastal living meets direct beach access and breathtaking water views that define every day. This custom-built five-bedroom, five-bath home blends timeless craftsmanship with shoreline serenity, creating the perfect setting for generations of family memories, a spectacular primary residence, or an exceptional second home with proven vacation rental appeal.
From the moment you step through the grand two-story foyer, you'll appreciate the thoughtful design. A private guest suite or home office and full bath provide flexibility on the main level, while the home opens into an impressive gourmet kitchen featuring a massive granite island, custom weathered coastal cabinetry, double wall ovens, a commercial-size refrigerator, custom vent hood, walk-in pantry, and an inviting dining area overlooking the Bay.
Designed for entertaining, the kitchen flows effortlessly into expansive living spaces where walls of windows frame spectacular Chesapeake Bay views. Rich wood floors, a gas fireplace, and seamless access to the full-width waterfront deck create the perfect backdrop for everything from quiet mornings with coffee to celebrations with family and friends.
This isn't simply a waterfront home—it's the result of years of thoughtful planning and craftsmanship. Reimagined from the ground up, every major system, finish, and design element was carefully selected to create a home built for generations of waterfront living. Premium materials, including Anderson windows and doors, HardiePlank siding, high-efficiency HVAC systems, custom finishes, cedar ceilings, and quality construction reflect the exceptional attention to detail found throughout. Even more impressive, the home was intentionally built to a favorable elevation, resulting in substantially lower flood insurance than many comparable Chesapeake Bay waterfront properties. The current annual flood insurance quote is available in the Bright MLS documents for buyer review.
Upstairs, the waterfront primary suite is a true retreat, complete with a private balcony overlooking the Bay, a spacious walk-in closet, and a spa-inspired bath. Two additional bedrooms, including a second en-suite, share the level along with a dramatic family room featuring soaring cathedral ceilings and panoramic water views.
The third floor offers exceptional flexibility with a private fifth-bedroom suite, full bath, cozy reading nook, and a large recreation room overlooking the Chesapeake. An elevator shaft is already in place for future elevator installation, providing added convenience and long-term accessibility.
Outside, a boardwalk winds through the natural grasses to your own sandy beach, while multiple waterfront decks invite dining, entertaining, and endless sunsets over the Bay. A dedicated water hookup and 50-amp RV connection provide added convenience for guests and waterfront adventures.
An additional separately deeded lot conveys with the property, bringing the total acreage to approximately 0.31 acres and providing valuable extra space for parking, privacy, or future possibilities.
Located within the private Cove Point community, residents enjoy one of Southern Maryland's most treasured stretches of Chesapeake Bay shoreline, anchored by the iconic 1828 Cove Point Lighthouse. Just minutes away, Solomons Island offers waterfront restaurants, marinas, boutique shopping, and endless opportunities for boating, fishing, and exploring nearby Calvert Cliffs.
Whether you're searching for a legacy waterfront residence, an unforgettable family retreat, or a premier coastal getaway with outstanding rental appeal, this extraordinary Chesapeake Bay estate offers a rare opportunity to own not just a home—but a lifestyle that will be cherished for generations.
Location
State MD
County Calvert
Zoning R
Rooms
Other Rooms Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Foyer, Office, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
Main Level Bedrooms 1
Interior
Interior Features Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bedroom - Bay Front, Upgraded Countertops, WhirlPool/HotTub, Other, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Dining Area, Formal/Separate Dining Room, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Wood Floors, Family Room Off Kitchen
Hot Water Electric
Heating Heat Pump(s)
Cooling Central A/C, Heat Pump(s)
Flooring Hardwood, Ceramic Tile, Other, Partially Carpeted, Luxury Vinyl Plank, Bamboo, Engineered Wood
Fireplaces Number 1
Fireplaces Type Gas/Propane
Equipment Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Oven - Double, Oven - Wall, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Commercial Range
Furnishings No
Fireplace Y
Window Features Double Pane,Casement
Appliance Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Oven - Double, Oven - Wall, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Commercial Range
Heat Source Electric
Laundry Main Floor
Exterior
Exterior Feature Deck(s), Balcony
Parking Features Other
Garage Spaces 8.0
Utilities Available Cable TV Available, Phone Available, Under Ground
Amenities Available Beach, Common Grounds, Water/Lake Privileges
Waterfront Description Sandy Beach
Water Access Y
Water Access Desc Canoe/Kayak,Fishing Allowed,Swimming Allowed,Personal Watercraft (PWC),Private Access
View Bay, Panoramic
Roof Type Architectural Shingle,Asphalt,Hip
Accessibility 36\"+ wide Halls, 2+ Access Exits, Roll-in Shower, Other
Porch Deck(s), Balcony
Attached Garage 2
Total Parking Spaces 8
Garage Y
Private Pool No
Building
Lot Description Cleared, Fishing Available, Level, Open, Private, Rear Yard, Additional Lot(s), Front Yard, SideYard(s)
Story 3
Foundation Crawl Space
Above Ground Finished SqFt 5088
Sewer On Site Septic
Water Well
Architectural Style Colonial, Coastal, Villa
Level or Stories 3
Additional Building Above Grade, Below Grade
Structure Type 9'+ Ceilings,2 Story Ceilings,Vaulted Ceilings,Wood Ceilings,High
New Construction N
Schools
Elementary Schools Dowell
Middle Schools Southern
High Schools Patuxent
School District Calvert County Public Schools
Others
Pets Allowed Y
HOA Fee Include Road Maintenance,Common Area Maintenance,Management
Senior Community No
Tax ID 0501032917
Ownership Fee Simple
SqFt Source 5088
Acceptable Financing Conventional, Cash, FHA, VA, Other
Horse Property N
Listing Terms Conventional, Cash, FHA, VA, Other
Financing Conventional,Cash,FHA,VA,Other
Special Listing Condition Standard
Pets Allowed No Pet Restrictions
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